In Russia, banking was born in 1841 (Decree of Emperor Nicholas I on the establishment of savings cash desks). The government began active agitation of the population, talking about the benefits of storing funds on a savings book. The advertising campaign turned out to be effective, and in 1860, about 500 people had already contacted the cash desk daily.
Rich experience and support from the state allowed Sberbank to establish the most democratic conditions of service, to gain trust and respect for all segments of the population. Here the acquisition of a garage or other place to maintain a machine. As a rule, this is a small loan.
Mortgage + maternity capital
The basis is the state program designed to increase the birth rate. Maternal capital certificate acts as an initial contribution. For those who receive a certificate after registration of a mortgage, a partial repayment of the current loan is possible.
